If you need contactless payments and plan to use Surface Duo, picking up a modern wearable is all you need.

Microsoft’s Surface Duo shortcomings have been known for almost a year now. No Qi wireless charging, no IP68 rating, and no NFC understandably are deal killers for some. But at least for NFC tap-to-pay there is a simple solution and you may already have one: a smartwatch.

In what may seem obvious, anyone grabbing a Surface Duo and who has a modern wearable gets NFC tap-to-pay as part of the feature set. A simple flick of the wrist makes buying transit fare, homeware at Target, or fast food effortless.

All these Android-supported wearables and tap-to-pay services work on Surface Duo, giving users plenty of options:

Each has its advantages depending on your bank card and preferred style. Google Pay and Samsung Pay are both immensely popular, while Fitbit Pay and Garmin Pay less so. With Fitbit, wearables like Charge 4 are an excellent option for fitness tracking that also delivers secure mobile contactless payments.

And if you hate wearing things on your wrist, or already have a regular watch, you can get NFC-enabled rings like Token or McLEAR now with contactless payment support too.

While you should not need to buy a wearable to make Surface Duo a better device, modern smartwatches are popular even with regular smartphones. Whether helping to triage calls, notifications, monitoring health, tracking sleep, and enabling NFC payments, there are plenty of reasons to consider getting one in 2020.

If you’re already using a newer Fitbit, or have been eying the just-released Galaxy Watch 3, you’ve already solved the contactless payment issue with Surface Duo. And let’s be honest, using a wearable for contactless payments is more natural than pulling out your phone anyway.

Evolutionary

Fitbit Charge 4

It’s far from the most exciting wearable you can buy in 2020, but the Fitbit Charge 4 is perfect for what it sets out to do. As a fitness tracker, the Charge 4 logs your workouts, sleep, and overall health with flying colors — and it does so while only needing to be charged once per week. It’s essentially identical to the Charge 3, except that it now has Fitbit Pay as a default feature and built-in GPS is included. Even better, Fitbit hasn’t increased the price.

$150 at Amazon
$150 at Best Buy

Samsung Galaxy Watch 3

$400 at Amazon
$400 at Best Buy
$400 at B&H

The Galaxy Watch 3 offers stunning hardware and a variety of health-focused features, including an ECG and blood pressure sensor.

Preorder today

Microsoft Surface Duo

From $1,400 at Microsoft
From $1,400 at Best Buy
From $1,400 at AT&T

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